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Payday lending : global growth of the high-cost credit market /

Carl Packman, Independent Researcher, London, UK.

Book Cover
Author: Packman, Carl
Published: New York, NY : Palgrave Macmillan, 2014.
Edition: First edition.
Series: Palgrave pivot.
Topics: Loans, Personal. | Consumer credit. | RU ebook
Genres: Electronic books.
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020 |a1137361107 (electronic bk.)
020 |a9781137361103 (electronic bk.)
020 |z9781137372802|qhardcover
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100 1 |aPackman, Carl,|d1986-|eauthor.
245 10|aPayday lending :|bglobal growth of the high-cost credit market /|cCarl Packman, Independent Researcher, London, UK.
250 |aFirst edition.
264 1|aNew York, NY :|bPalgrave Macmillan,|c2014.
300 |a1 online resource (vii, 146 pages.)
336 |atext|btxt|2rdacontent
337 |acomputer|bc|2rdamedia
338 |aonline resource|bcr|2rdacarrier
490 1 |aPalgrave Pivot
504 |aIncludes bibliographical references and index.
505 8 |aMachine generated contents note: -- 1. The History and Development of High Cost Credit and Payday Lending2. Payday in the UK3. The European Directive to Consume4. The Australian SACCs Appeal5. Back in North America6. Discussion Points7. Conclusion and Recommendations.
520 |a"In the United States, the average loan a person takes out with a payday lender is around $350 for two weeks. For many with access to mainstream forms of credit, they will rarely step into a payday shop, but for the 7.7% of Americans who are totally unbanked or the 17.9% who are under-banked a payday lender is often their only option. Today there are now more payday lender shops in the US than McDonald's restaurants.Payday Lending explores the rise of the payday lending industry across the world, from the UK to the US, via Europe and the rest of the Western world. Packman provides a literary review of the subject, showcases new research material, and concludes that more radical action needs to be taken on the conditions that have led to the industry's rapid growth. This ground-breaking new work also assesses the policy context involving payday lending, the history of the industry, and what can be done to ensure big lending companies no longer take advantage of consumers in times of financial hardship"--|cProvided by publisher.
533 |aElectronic reproduction.|bPalo Alto, Calif.|nAvailable via World Wide Web.
588 |aDescription based on print version record.
650 0|aLoans, Personal.
650 0|aConsumer credit.
655 4|aElectronic books.
690 |aRU ebook
710 2 |aebrary, Inc.
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830 0|aPalgrave pivot.
852 0 |beDDA|hHG3755|i.P23 2014
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Staff View for: Payday lending : global growth of the hi